Our Team at Coverdale Trust

Coverdale Team

Ronald Schmalcel profile picture

Mr. Ronald Schmalcel

General Manager

Ronald Schmalcel joined Coverdale as General Manager April 3, 2018. Mr. Schmalcel has held senior positions in the fiduciary industry in the Bahamas and Bermuda since 2003. He practiced tax law and wealth planning in Canada for over a decade before working in the fiduciary industry. Ronald is an active member of the Society of Trust and Estate Practitioners.

Krishma Orr-Fraser profile picture

Mrs. Krishma Orr-Fraser

Senior Operations Manager

Krishma is a BVI Islander and started at CTSL in 1997. Krishma was promoted to the role of Manager of our Corporate Services in department in 2004. She took a two year break in 2007 to gain a Bachelor’s degree in Small Business Management at InterAmericano University in Puerto Rico. She returned Coverdale in 2009 and continues to run the Corporate Services Department, Krishma has extensive experience in forming and administering BVI companies.

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Ms. Trisha Evans

Compliance Officer

Trisha joined the offices of Coverdale in November 2017. She has been employed in the Banking and Trust Services Industry in various capacities since 1993; Trisha is extensively experienced in Compliance. She is a graduate of the University of Maryland Eastern Shore where she earned a Bachelor’s degree in Business Administration and is a member of the BVI Association of Compliance Officers and ACAMS.

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Mr. Dale Frett


Dale Frett joined Coverdale in 2018. He holds a Bachelor of Science, Accounting degree from Lehman College in New York, SA. He also holds a certificate issued by the Society of Trust and Estate Practitioners in Trust Management and a certificate in International Financial Reporting Standards for Small and mid-sized businesses. Dale holds Series 6, 7 and 63 Brokerage, Securities, Life Insurance and Health Insurance licenses. Dale has over twenty-five years’ experience in accounting and financial industry experience.

Corporate Team

Sheann Maduro profile picture

Mrs. Sheann Maduro

Senior Corporate Administrator
Sharmine Pickering-Donavon profile picture

Mrs. Sharmine Pickering-Donovan

Corporate Administrator

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